RAO Subic Office will be closed on the following Philippine and/or U.S. Holidays below:

• September 4, 2023 (Monday) - U.S. Labor Day

• October 9, 2023 (Monday) - Columbus Day

Did you know VA provides benefits and resources for end-of-life planning? These services can help ease stress and provide peace of mind after a Veteran has passed away.

VA offers a variety of life insurance programs to help Veterans prepare for the future and protect their loved ones. One available insurance program is VALife, which offers guaranteed acceptance whole-life coverage up to $40,000 for Veterans with service-connected disabilities. Find out which VA life insurance program is right for you.

Click here to read more.

I wish I didn’t know so much about the stress that goes with life cycle issues, like aging, accidents, emergencies and passing, but unfortunately, I have had far too much experience.

As the creator of the Future File legacy and wishes planning system, I also get to hear from other people dealing with these issues, usually from the ones who have not taken the time to do some simple and valuable preparation.

Click here to read more.

MANILA, Philippines — Motorists are advised to prepare as cash lanes will be removed on Sept. 1 and radio frequency identification (RFID) stickers will be used to pass through expressways, as the Metro Pacific Tollways Corp. (MPTC) implements a cashless payment system.

“We will go cashless, multi-lane and barrier-less and there will be no toll booths. That’s how it is abroad,” MPTC president Rogelio Singson said at a briefing.

MPTC holds the concession for several vital expressways: the North Luzon Expressway, the Subic-Clark Tarlac Expressway, NLEX Connector Road, Manila-Cavite Expressway, Cavite-Laguna Expressway and the Cebu-Cordova Link Expressway in Cebu.

Click here to read more.

There is no further info available, but we will try to seek clarity as to what the OPC contingent will encompass as to shots etc. This is a VA only event, no info at this point on SSA, or American Citizen Services, Stand by for updates.

Dear Veterans,

Please be informed that select Air 21 Business Hubs in the Northern Luzon Regions has NO OPERATIONS because of the Typhoon EGAY. This is to ensure the safety of their employees and customers.

Below are the affected areas as follows:

• Isabela
• La Union
• Laoag
• Cabanatuan
• Abra
• Vigan

Unfortunately, if you’ve received an unexpected check in a UPS envelope, it’s a scam.

Like so many Americans today, I have been targeted by some online crooks who hacked into my UPS account. Some scammer hacked into my UPS account to charge tens of thousands of dollars in overnight shipping charges to send next-day envelopes from various fake companies containing a fraudulent check inside each one. Luckily, I received a notification from UPS about activity in my account, and a few of the envelopes were returned to my address as undeliverable. That’s when I found the checks inside the UPS envelopes totaling over $100K.

My account was charged a whopping $40,000, and still climbing. This is a major scam you should be looking out for so you don’t fall victim on either end. How this UPS next-day check scam works is downright deceptive.

Click here to read more.

Is that really a Windows update you are about to click on? Or ransomware in disguise? As first documented by Fortinet FortiGuard Labs and followed up by Trend Micro, new ransomware is currently on the rise and disguising itself as fake Windows updates and Word installers as part of a malvertising campaign. Also, multiple variants of this ransomware have been discovered.

Click here to read more.

Some of our members are running into problems getting meds now that VA is closed down. A member has forwarded the below info regarding a Dr friend of his who is interested in helping our vets. The member has known him for years and vouches for him enthusiastically!

The RAO does not know him and can't endorse but if you need help give him a try and see.

DANIEL SALVADOR L. REDOÑA, MD

Ophthalmologist-Natural Medicine

09281952272

Clinic Address: JH ORIENTAL MEDICAL CLINIC Blk 48 Lot 10 Friendship Highway Bgy Cutcut, Angeles City 2009 Pampanga

Making Subic Experience Awesome! SubicGo.com is a tourism portal designed for local and international tourists visiting the Subic Bay Freeport Zone.

SubicGo

GREAT NEWS!
Its official, as of today 16 August 2018, Ace/Baypointe is authorized to accept Tricare patients under the Preferred Provider category. You will have to check with the HMO office to ensure your Dr. is also on the Preferred Provider list. There are currently 31 Dr's who are, but check to be sure or you will have to pay the Dr's fees.

And oh by the way, please resist the urge to repeat the bad news bears (you know the ones who have their names stenciled on the back of their bar stool) who are spreading rumors about ACE BAYPOINTE and Medical City Clark suspending FMP due to non payment. IT DIDNT HAPPEN! Medical city Ortigas did due to non payment by FMP. Come to find out they gave FMP the wrong mailing address to which FMP mailed the payments. All is fixed now and they have withdrawn the suspension.Â

Old saying better to be quiet and be thought a fool, than opening mouth and leave no doubt.

I have taken the opportunity to compile a list of what Drs, and Specialties AT ACE BAYPOINTE, to the best of my knowledge are also certified as preferred providers. The hospital is in the process of adding to this list. As you all are aware this list changes without notice, so before getting treatment it would be to your benefit to check with the hospital HMO office to ensure the Dr you will receive treatment from is in fact still certified as preferred. The HMO can be reached at 047-250-6070 ext 283 or 507.

Name Name	Specialization Specialization	Gender Gender
Ablang, Alberto Mariano, MD	Pediatrics, Critical Care	Male
Ablang, Marietta, MD	Internal Medicine, Cardiology	Female
Aguila, Beverly, MD	Internal Medicine, Cardiology	Female
Aguila, Beverly, MD	Internal Medicine, Cardiology	Female
Aguilar, Rodrigo	Gastronology/Int Med	Male
Alconga, Rudy	Pediatrics	Male
Bernal, Gerald, MD	Internal Medicine, Cardiology	Male
Bongco, Jesusa	Anesthesiology	Female
Bongco, Rosario	Endocrinology	Male
Bustamante, Rodrick	Anesthesiology	Male
Calapatia, David, MD	Family Medicine	Male
Cepeda, Armando, MD	Surgery, General	Male
Cepeda, Monette, MD	Neurology	Female
De Castro, Felicisimo, MD	Ophthalmology	Male
De Castro, Ma. Gloria, MD	Obstetrics & Gynecology	Female
Dela Cruz, Anthony, MD	Internal Medicine, Diabetology; Occupational Health	Male
Dela Paz, Emmanuel, MD	Orthopedics	Male
DeLeon, Roberto	Gen Surgery	Male
Edejer, Karl Erjon, MD	Anesthesiology	Male
Guevara, Luis, MD	Radiology	Male
Hipolito, Charina	Internal Medicine, Pulmonology	Female
Mallari, Lourdes	ENT Ear, Nose,Throat	Female
Mangahas, Rolan	Opthamology	Male
Manuel, Jesse Jewel, MD	Surgery, Orthopedic	Male
Mendoza, Arturo, Jr., MD	Surgery, General (Laparoscopic)	Male
Ocampo, Armida, MD	Internal Medicine, Pulmonology	Female
Pasqual, Jeanette	Orthopedics	Male
Rojo, Margaret, MD	Anesthesiology	Female
Santos, Wilfredo, MD	Surgery, General ; Surgery, Oncology	Male
Soriano, Maria Agnes, MD	Internal Medicine, Diabetology	Female
Tablan, Apolonario Jr	Urology	Male
Velchez, Carlos	Hematology/Int Med	Male
Hipolito, Charina	Internal Medicine, Pulmonology	Female
Villareal, Paolo, MD	Internal Medicine, Gastroenterology	Male

FMP/Tricare

We continue to see vets who are receiving EOB's and checks for treatment at Medical City and Baypointe (ACE). Please be aware you should not cash these checks. They should be given to the hospitals. Should you cash the check a few things can happen, 1st FMP or Tricare may demand repayment, if you don't they can notify the IRS and either a garnishment or 1099 will be received and they get their money in the end possibly including interest. It can also be placed on your credit report. Secondly, you may be refused future treatment at the hospitals as you have an outstanding balance. Worst of all we may lose the hospitals as providers for FMP or Tricare. Sure wouldn't want to be the guy who causes all your fellow vets to lose that, they might be a little pissed when they find out it was you! You know how quickly word spreads around here!

Videos

Just want to draw your attention to some very useful videos being offered for free through va by psycharmor. View their catalog at PsychoArmor Institute.

Urgent Update: Reimbursment Checks:

It appears there is a malfunction with both TRICARE and FMP regarding reimbursement checks. They incorrectly recently have been sending the checks to the veteran vice the provider. Both have been notified this is the incorrect way to handle these checks! If you receive a check for a claim that was filed by the Hospital, please do not cash it. The hospitals participation was negotiated so that the hospital would receive payment. If they do not we will lose their services. The payment must be taken to the hospital and signed over to them to be encashed.

Special thank you to police station 6 Barrio Baretto for notification of recently deceased American Citizen! Their handling of situation was extremely professional, thanks SPO De Leon.